HOME LOAN PROGRAMS IN HOUSTON, TX

OUR HOME LOAN PROGRAMS

View our loan programs and find the one that suits your financial needs the best.

Loan Programs For Champions

Champions Mortgage works with a wide variety of home loans that will match anyone’s preferences!

Fixed Rate Mortgages (FRM)

The most popular loan option in the US with a fixed interest rate, meaning it stays the same during its lifetime. The Champions team will provide you with the best fixed rates in Texas!

Adjustable Rate Mortgages (ARM)

A less common but equally affordable mortgage type if you work with the right people. Your loan rates start off lower for the initial period (typically as fixed) but adjust in time according to market conditions.

Non-Qualified Mortgage Loan

Non-QM (Non-Qualified Mortgage) loan programs are mortgage loans that do not meet the criteria for Qualified Mortgages (QM) as defined by the Consumer Financial Protection Bureau (CFPB). QM loans adhere to certain guidelines to ensure that borrowers have the ability to repay the loan.

FHA Loans

Minimal to none down payment and extremely low mortgage rates? FHA Loans are one of the most affordable loan options, but they can also drastically vary in fees, rates and other costs…..

Hybrid ARMs

Champions Mortgage can provide you with a perfect combination of Fixed and Adjustable Rate Mortgages. Hybrid home loans initially include a fixed rate period followed by an adjustable rate till the end of the loan term….

Balloon Mortgages

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to…

Conventional Loans

Find the best conventional home loan for your needs, whether a 15-year, 20-year, or 30-year, Champions Mortgage can help.

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to…

Interest Only Mortgages

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period of time.

Halal Loan Programs

Discover an Islamic financing solution that will meet your needs in purchasing a home.  Champions Mortgage is here to help!

Construction Loans

Need a construction loan to cover the cost of the upfront build?  Champions Mortgage has options for you!

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